Gaza marathon draws hundreds in rainy weather (AP)

[unable to retrieve full-text content]AP - Some 2,200 school children and 300 adults ran a relay race Thursday traversing the Gaza Strip north to south, roughly the distance of an Olympic marathon, to raise money for U.N. summer camps.

Source: http://us.rd.yahoo.com/dailynews/rss/mideast/*http%3A//news.yahoo.com/s/ap/20120301/ap_on_re_mi_ea/ml_palestinians_gaza_marathon

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Mixed Use Loan | Mixed Use Commercial ... - City Capital Finance

Mixed use properties did see considerable investor interest in the earlier part of this decade, and now that we are slowly crawling out of the tough fiscal times, there is renewed interest in this sphere. So, if you, as an investor, are looking at buying a mixed used property, you might just have a good thing going. The most important thing that you need to know at the onset though is that even though these properties come with the ?residential? aspect, owing to the ?commercial? aspect you would have to look at commercial lending options.?

What?s Mixed Use Property?

Very simply put, any property that consists of residential units along with commercial space comes under this category. This would include properties that house offices, shops, apartments, etc. Renters/owners of such properties would include people who wish to remain within the same property when it comes to work and living. An example in case would be a grocer who runs a shop and lives in the same complex/building.??

The Evaluation:

As with any other investment, it is pertinent that you evaluate the strengths and weaknesses of the property you wish to invest in. and since such a property involves both the residential and commercial aspects, these would have you studying the property?s residential and commercial tenants. The viability of the investment in such scenarios would depend on both these aspects, and even if one of the facets seems promising, the one that does not could make the investment to turn sour. If the evaluation stage tells you to go ahead, you would then have to consider the financing options, and do understand that the property?s tenant mix and other characteristics would have an effect on the financing options that are available.?

Commercial Loans for Mixed Use Properties:

You do have various options when it comes to looking for mixed use commercial loans, and these include conventional lenders as well as private financing. Depending on the loan amount, you would either need to apply for a large balance mixed used property loan or a small balance mixed use property loan. In either case, do expect to fork-out around 25% of the investment as down-payment (unless you?re looking at SBA financing, wherein this could come down to 10%). Investors looking at options that do not require income documentation can think of stated income commercial loans, and if time is of the essence, then private financing can be a good option. When it comes to private financing, do know that such financing can also be used to construct, develop, and refurbish a property, and can also be used in foreclosure and bankruptcy scenarios.?

Also, while mixed use properties might require lenders to devote extra time and resources, lenders do realize that this segment does fill an important niche. Lenders understand that there is a demand for such properties, and if a project is economically viable, there is no reason why you should not be able to find suitable financing.?

City Capital Finance offers its expertise in helping investors look for the right kind of commercial loan for mixed use properties, and this includes conventional lending, private financing, as well as SBA loans.

Related Posts:

Source: http://www.citycapitalfinance.com/blog/a-quintessential-guide-to-commercial-loans-for-mixed-use-properties

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Ways to Finance a motorized vehicle With Damaged Credit

By mandy on March 1, 2012

Classic motor bikes give his or her owners even a feeling that is definitely hard to have from auto that rn to bsn online rolled from the production line a couple weeks ago. The inner surface finish, the betting lines, the exterior look paint different colors, even the smell ? makes classic car ownership something that is sought after by collectors and investors alike. However, there will be simple methods of how for you to finance a automobile with hazardous credit.

Time as well as time all over again motorcycle consumers with the histories make precisely the same mistakes when planning to get approved for any loan. Although terrible credit a number of have higher car finance rates for very good credit, you remains to be deserve being treated by using dignity as well as fairness.

It is rather significant to take into consideration here that folks having the history could be the high danger clients click here lenders definitely will decline the particular loan for you to such clients although their application for the loan contains the approval. There can be usually a number called start up funds way that will helps purchasers with credit rating score issues still have the ability to buy a significant car. There will be special monetary experts in a position help any person who requirements them. If it will be possible, they is going to seat you in the financed car today. Popularity: The recognition gained inside the credit unions throughout the last decade is caused by the low interest and discounts proposed by them. Offered by way of mortgage supporter, Fannie Mae, this exclusive financing program is out there to individuals who obtain Fannie Mae count owned realestate houses.

Expressed lively analyst Luis Duran, ?Easy loans is for the best taken using a specialist who provides the quotes zahnarzt berlin for like that makes comparing simpler.? Finding your current ideal auto is definitely the easy step, finding one of the best deal to cover your fresh auto are often a nightmare especially a specific very little with regards to the subject. Firstly, and most significantly, never use balance transfer greeting card for expenditures, as the rate could be uncompetitive in an attempt to the costs on the balance proceed. Finding the legit offer you however, can turn out to be as bothersome as elevating a credit worthiness!. Interest expenses can increase from 25% for you to 30% per annum through all of them while a standard auto business loan has only one 2% for you to 3% increase per annum. But bear in mind it is negotiable dependent on what your credit rating is.

Many people today ask that option much more practical considering that both render financing choices anyway. If an individual went straight away to the dealership you is actually stuck which has a very substantial rate without an choice or other choices. For case, when a tiny sum such as $1,000 ought to be needed quickly, civilians can make application for a cash improvement loan (or pay day). These are usually easily secured when proof of income is provided and the monthly income comfortably covers the full loan repayment ? perhaps ($1,150). Even if you?re currently beset by money challenges, borrowing towards your valuables when getting a dangerous credit loan will enable you to quickly grab money as it?s needed.

Source: http://matvalleymaulers.com/ways-to-finance-a-motorized-vehicle-with-damaged-credit/

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transoceanic scoreline: Sports, Fitness and Recreation: Gymnastics ...

A Gymnastics Get together will be held indoors within the wintertime, or outside when the weather is nicer. Check on the fitness center's schedule for a free day, and send out invitations a few weeks before the event. For a design on the celebration invitations consider in search of something with a gymnast or the uneven bars, the parallel bars. Be sure the invites tell the story of the event. Keep in mind the get together supplies for this gymnastics day social gathering or else the social gathering goes to be a flop, just like the

Sports Fitness and Recreation

Source: http://sportsfitnessrecreation.blogspot.com/2012/02/gymnastics-invitations-and-party.html

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Source: http://transoceanic-scoreline.blogspot.com/2012/02/sports-fitness-and-recreation.html

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Source: http://samuflixson.posterous.com/transoceanic-scoreline-sports-fitness-and-rec

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Source: http://oliveralord32.typepad.com/blog/2012/03/transoceanic-scoreline-sports-fitness-and-recreation-gymnastics.html

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Source: http://randallkeith53.typepad.com/blog/2012/03/transoceanic-scoreline-sports-fitness-and-recreation-gymnastics.html

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Ancient forest had giant vines, towering trees

One of the earliest forests in the world was home to towering palmlike trees and woody plants that crept along the ground like vines, a new fossil find reveals.

The forest, which stood in what is now Gilboa, N.Y., was first unearthed in a quarry in the 1920s. But now, a new construction project has revealed for the first time the forest floor as it stood 380 million years ago in the Devonian period.

"For the first time, we actually have a map of about 1,200 square meters (12,900 square feet) of a Devonian forest," said study researcher Chris Berry, a scientist at Cardiff University in the United Kingdom. "We know which plants were growing where in this forest, and how they were interacting."

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Fossil forest
The fossilized forest floor contained three types of enormous plants. The first, known as the Gilboa tree or Eospermatopteris, was once thought to be the only type of tree in the forest; quarry workers have been carting specimens out of the area since the fossil plants were first discovered. This tree was tall and looked like today's palm trees, with a crown of branches at the very top.

But an even stranger specimen lurked in this ancient forest. Amid the towering Gilboa trees were woody creeping plants with branches about 6 inches in diameter. These giant plants, known as progymnosperms, seemed to lean against the Gilboa trees for support, perhaps even climbing into them occasionally, Berry said. [ Top 10 Poisonous Plants ]

"Those trees were covered in little branches which sprung out in all directions and made a sort of thicket on the floor of the forest," Berry said. "That was a big surprise."

The researchers also found a fragment of a third type of tree, lycopsids, which would later dominate the Carboniferous period from about 360 million to about 300 million years ago. They reported their findings Wednesday in the journal Nature.

Understanding an ecosystem
The new view of the ancient forest is changing paleontologists' understanding of what the landscape looked like. The earliest researchers thought the forest was in a swamp, but Berry and his colleagues, including study leader William Stein of Binghamton University in New York, now believe the forest stood in a flat coastal plain near an ancient shoreline. It was probably buried and preserved when a river channel shifted, bringing in loads of sand to cover the forest floor.

Before the forest's death, it was probably chock full of millipedes and insects, Berry said. As they grew, the Gilboa trees shed branches, which would have littered the forest floor and created a perfect habitat for creepy-crawlies.

"I've spent 20 years trying to imagine what these plants were like as individuals, and yet I really had no conception of them as an ecosystem," Berry said. "Going to Gilboa and sitting in the middle of the forest floor, you could almost see them growing out of the ground. ? The fossil forest came to life in front of my eyes in a way that has never happened before."

More broadly, a deeper understanding of the forest helps paleontologists piece together the ecology of the very earliest forests on Earth. The Devonian period marks a time when plant life began to shift from small, scattered vegetation to large-scale forests, Berry said. Plants remove carbon dioxide from the atmosphere, and during the Devonian forest boom, carbon dioxide levels may have dropped from 15 times that of today to modern levels.

The arrival of forests changed the way the whole Earth system worked, Berry said. He and his colleagues are using the Gilboa site to understand how this ecosystem flourished.

"We've gone from knowing about plants to knowing about a forest," Berry said. "That's really been the breakthrough for me."

You can follow LiveScience senior writer Stephanie Pappas on Twitter@sipappas. Follow LiveScience for the latest in science news and discoveries on Twitter @livescience and on Facebook.

? 2012 LiveScience.com. All rights reserved.

Source: http://www.msnbc.msn.com/id/46578123/ns/technology_and_science-science/

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Do You Have Personal Injury Claims?

This article has been viewed 10 times.

Anyone who has ever been in an accident knows how much of a burden paying medical expenses and dealing with the aftermath of an accident can be. When there is more than one insurance company involved, chaos is soon to follow. To avoid this, it is advised to consult a legal representative.

Whenever you are a victim of an accident due to the negligence of another person, you should ensure that you have compensation that is sufficient to cover your medical bills and lost wages. Experts believe that it takes longer time to cure the mental trauma more than the physical injuries. A person may have trouble justifying his complaint if he does it on his own.

For most injured parties, filing a charge against an insurance company has little hope to win. Personal Injury Lawyers take years and years to hone their craft and are a worthy investment for litigation of claims. Unless you are equipped with years of experience, you just might have to settle with a low compensation or even no compensation at all.

In personal injury claims, both client and lawyer should be ready with their arguments. Many insurance companies are armed to the teeth for legal showdowns just to save their money from being awarded to the victim. A lawyer?s assistance will boost the strength of insurance claims at the court.

A lawyer also helps victims get necessary data that will be useful in the case. Solid facts from the litigating party will be hard to refute by the defense team. Legal representatives take the case apart and examine and take note of even the most minute details in order to have a solid case against insurance corporations.

They also pay close attention to eyewitness accounts and conduct in-depth interviews. To get a good grip of the case, an attorney should be able to gather testimonies from the spectators of the incident. It would be a strong court material to present against the defense team.

Insurance claims lawyers can do a better job at winning your case compared to other legal reps with different specialties. Sometimes, three or more party may be involved in a single accident. Through exhaustive investigations, a lawyer is able to pinpoint the individual who must compensate the victim.

In some instances where the injured is no longer able to carry or perform certain activities due to the aftermath of the accident, the court will make the perpetrator pay for it. Lawyers will then be able to interview doctors to confirm their injuries as a basis for the claim. When the victim is not able to present him or herself at court, the lawyer is allowed to stand as proxy too.

After all the data gathering, a legal rep will plan the best approach to use in presenting the facts to the audience. One does not only need a smart attorney but also a veteran in this kind of litigation. It takes years and years of practice before an intern can take off on his own, representing injury claimants.

In any situation, the guilty party must be responsible for the injuries that sustained by the victim. An experienced individual injury lawyer will be able to assist victims regarding compensation that is rightfully theirs. Surely, a lawyer can soothe the mental anguish experienced by a victim from an unresponsive policy company.

Source: http://digg3.com/do-you-have-personal-injury-claims/

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Payroll Manager | Accounting | Payroll | Quickbooks & Quicken

• Project ID:

  1476690

• Project Type:

  Hourly

• Hours of work:

  4 hours / week

• Project Duration:

  Ongoing

• Budget:

  $15-$25 AUD / hour
  (Approx. $16-$28 USD)

Project Description:

Hi, I would like a personal Assistant to help manage a small Australian Outsourced payroll business. The business has been in maintain mode and is about to be ramped up in volume. The hours will start at 4 per week and it's expected they will increase to 25 hours per week within a 12 month period. The payroll program is 'Payroll Premier' by Quicken. You will be reporting directly to the business owner and we will hold weekly meetings via webex. The data is served in a cloud based

The Role & Duties include;

Client liaison
Entire Payroll function from data entry through to reporting
Client reporting weekly, monthly and annually
Liaison with client employee enquiries
Termination pays
Ensure prompt maintenance of employee records

Competencies Required;

Comprehensive knowledge of payroll systems
Attention to detail
Payroll Premier experience Business process improvement experience
Problem solving
Analytical skills
Excellent written skills

Additional admin Duties include;
Invoicing clients in MYOB

Additional Project Description:

03/01/2012 at 3:16 EST:
Please note that Australian Payroll experience is essential and hours required are based on 9-5 Sydney time with a maximum of 2 hour turnaround time to respond to email queries.

A trial period will be required prior to an extended engagement and a confidentiality agreement will need to be signed.

Skills required:

Accounting, Payroll, Quickbooks & Quicken

Source: http://www.freelancer.com/projects/Accounting-Quickbooks-Quicken/Payroll-Manager.html

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